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H&R Block Budget Challenge

The H&R Block Budget Challenge is a free teen financial literacy program in the form of an online game that simulates real life as an adult: paying bills, managing expenses, saving money, investing in retirement, paying taxes and more.Participants play classroom against classroom and students against students in this learning-by-doing simulation to win $3 million in grants and scholarships. Awards include:
-60 opportunities for classroom grants up to $5K
-132 opportunities for student scholarships of $20K
-Grand prize scholarship of $100K
-Student incentive during game play


Budget Challenge is limited to those students playing in a classroom registered by their teacher. Students and parents, be sure to tell teachers to enroll your class for the chance to win some big bucks to put towards your future. The application deadline is May 22, the number of awards is 193, and the maximum awards amount is $100,000.

Think of Budget Challenge as a road test to personal finance. Students are in the drivers' seat as they immerse into the financial life of a recent college graduate who has been working for about six months. Each student gets a regular paycheck, a checking account, a 401(k) savings account and bills to pay throughout the simulation. By maximizing 401(k) savings, paying bills on time and responding correctly to quiz questions while avoiding fees like late fees, overdraft fees and finance charges, students increase their individual score.

At the conclusion of each simulation period, the 22 students with the highest individual scores each win a $20,000 student scholarship. Individual rankings are updated nightly and visible to the student through their unique login on the student's Budget Challenge homepage. A student is only eligible to win one $20,000 scholarship over the course of the entire program period. Deadlines vary.


    Budget Challenge is limited to those students playing in a classroom registered by their teacher.

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